Best of the States

AP collaboration exposes unequal lending practices across the country

When editors with Reveal from the Center for Investigative Reporting approached AP with a story on unfair lending practices, data editor Meghan Hoyer and data journalist Angel Kastanis saw an opportunity to use AP’s reach to expand the story and generate real impact.

Starting with 31 million records, representing nearly every mortgage loan application submitted in the U.S. in 2015 and 2016, they found that 50 years after the federal Fair Housing Act, people of color are still denied conventional mortgage loans at rates far higher than their white counterparts. The analysis found a pattern of denials across the country, including in major metropolitan areas.

While Reveal took the lead on the national story, Kastanis and Hoyer took the story deeper. The data distribution they prepared and shared with AP reporters and members showed 61 metro areas where applicants of color were more likely to be denied a conventional home purchase mortgage, even controlling for factors such as income, loan amount and neighborhood.

For taking the story to the next level in a way only AP can, Kastanis and Hoyer receive this week’s $300 Best of the States prize.

Beat of the Week

(Honorable Mention)

Exposing Twitter’s mysterious account suspensions

for reporting on Twitter expanding its purge of questionable accounts in recent months, ever since revelations that Russian agents and other malicious types manipulated it during the 2016 election. https://bit.ly/2O1UtY6

Beat of the Week

(Honorable Mention)

Black churches adapt to mobilize voters during pandemic

produced a deep, well-sourced multimedia package showing how – with its disproportionate effect on the Black community – the coronavirus outbreak is forcing Black churches to change the way they mobilize voters during an election that many see as a tipping point.Every major election year, the voter mobilization in Black churches known as “souls to the polls” is a cornerstone of get-out-the-vote efforts that can tip the outcome in close races. But to keep this bedrock tradition alive during the pandemic, Black church communities have had to adapt. New York-based race and ethnicity reporter Aaron Morrison led an AP team in a nationwide look at a this year’s revamped souls-to-the-polls strategy. https://bit.ly/34iHcVhhttps://bit.ly/3jkE7bt